I am NOT a licensed attorney, accountant, financial advisor, broker, or any other licensed individual. Even if I have a license, I’m not acting in that capacity. Therefore, I will not discuss or provide any specific counsel, advice, or instruction that would apply to specific individuals. The course provides general information. I recommend you engage the services of professionals in making decisions that will have a legal impact, especially financial decisions. 


I am committed to providing only the highest level of real estate investment education by following sound pragmatic, ethical, and legal principles. The following issues should be carefully noted:


  1. This course is not intended as legal advice for any individual or a particular transaction. I am not practicing law during this writing or recording. Nothing contained in this written or recorded material should be relied upon or construed as legal advice. Participants are expressly advised to seek the assistance of a competent legal professional as they engage in actual transactions.

  2. I do not condone or teach any real estate investment technique or strategy which requires the use of fraud, deceit, false statement, misrepresentation, concealment, conspiracy, breach of contract, tortious act, or violation of local, state, or federal common law, statutory law, or regulatory law.

  3. Any real estate investment strategy wherein all or any part of the property or any interest in the property is sold or transferred will likely trigger a clause (found in most mortgages) commonly known as the “due on sale” clause. This clause does not prohibit the transfer or sale of an interest in a property, but rather gives the mortgagee the option to call the note due and payable in full after a 30-day notice. I will not teach and do not condone any technique or strategy to conceal the triggering of any due on sale clause and encourage transparency and full disclosure of all material facts or information to all parties whenever required by regulation, law, or contract.


By taking this course, you agree that you will not create, formulate, or contribute to any informational product based on the information contained in this product, and/or on my website and/or from emails created by me. 


My materials, systems, and techniques cannot be added to or used in any courses, articles, e-zines, printed courses, e-courses, or any other format now or existing in the future, whether the work is for a charge or for free. The purpose of this product and or related materials is to educate. The author shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly, by the information contained in this product. 


Every effort has been made to make this course and or related materials as complete and accurate as possible. Nevertheless, there may be mistakes both typographical and in content. Therefore, this course should be used as a general guide and not as a sole or complete authority.


The examples presented in this course and/or related materials have been chosen solely to demonstrate given points. You should conduct a thorough investigation of their applicability to your individual circumstances. Without personal knowledge of your specific personal, professional or financial background, it is impossible to offer appropriate advice specific to you as an individual. 


Should you disclose your personal data to a third party as a result of taking this course, I disclaim any liability for any: loss or risk, personal or otherwise that you may incur as a consequence, directly or indirectly, from the use and application of any of the data you provided to any third party, including mis-use of your personal data by the third party, its employees (if any) or affiliates (if any). 


As such, I disclaim any liability, loss or risk, personal or otherwise that you may incur as a consequence, directly or indirectly, from the use and application of any of the contents of this product and or related materials or the disclosure by you of your personal data and information to any third party.


I am not an attorney or accountant, nor a substitute for an attorney’s or accountant’s advice. While I do provide some legal and tax-related information, the information is general and may not be specific or suitable to your individual situation. Nothing contained herein is intended to be or should be taken by you as legal, investment, financial or, tax advice. 


The recommendations in this course and or related materials are based on the author's experience and research and are believed to be reliable and accurate but not infallible.


Your use of techniques identified in this workcourse does not guarantee that you will achieve the same results that others have had. I cannot promise specific results. Results are dependent on you, your skills, your situation, the market, and or your effort level. If you rely on the results of others, you do so at your own risk. You will not hold the author liable or accountable for the failure of this product to live up to your expectations or for any monetary or other losses you incur while engaged in the business described in this product and or related materials. You could lose all or part of the money that you invest in following the techniques or other information contained in this product and or related materials that I sell or information given on my website.


You will use your talents to implement the systems and or techniques described in this course. I cannot represent that the average buyer will have the same results that others have had. I cannot represent that all of the information you need will be contained in this course and or related materials to do this business, only that I have attempted with great effort to provide that information to you. Me, my companies and their employees, owners, directors and/or officers make no representation as to the completeness, currency, accurateness, or the results that may be obtained from using this product and or related materials. All risk of use and performance is on you.


There is no other warranty, either express or implied. My company / employees / officers / directors / suppliers will not be liable for any damages due to loss of business, interruption of business, business profits, loss of business information, or any consequential damages. 


This entire course and all related materials are protected by copyright law. Any unauthorized copying or use is a violation of the United States Copyright Act and may result in civil or criminal penalties. Making a physical, digital, or a computer generated copy is prohibited. Any copying or use of any materials appearing in this product without prior, written consent of the author is strictly prohibited. 


Modification of the materials or use of any materials for any purpose is prohibited. All rights not mentioned here are reserved by the author. You agree that by taking this course, you are entering into a contract with me in Davis County, Utah. You agree that the Courts in Davis County, Utah have the exclusive jurisdiction and are the exclusive venue to adjudicate any dispute regarding the interpretation or enforcement of this agreement. If any provision of this agreement is contrary to law, it will not void the agreement as a whole. Any such violating provisions will be stricken and the remainder of the disclaimer shall remain in full force and effect.